LEGAL

Terms of Service

Effective Date: March 1, 2026 | Last Updated: March 26, 2026

Welcome to QuickCare Insurance Solutions ("QuickCare," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the QuickCare website located at quickcaresolution.com (the "Site") and all related services. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

1. Description of Services

QuickCare Insurance Solutions is a licensed insurance agency that helps individuals and families compare and enroll in insurance coverage. Our services include:

  • Providing educational information about health insurance, Medicare, dental insurance, vision insurance, life insurance, and final expense insurance
  • Generating personalized insurance quotes based on information you provide
  • Connecting you with licensed insurance agents who can assist with plan selection and enrollment
  • Offering comparison tools and resources to help you make informed coverage decisions

QuickCare is not an insurance carrier.We are an independent insurance agency. All insurance policies are issued by the respective insurance carriers. Plan availability, benefits, premiums, and coverage terms are determined by the carrier and are subject to the carrier's underwriting guidelines and applicable state regulations.

2. Eligibility

You must be at least 18 years of age to use our Site and services. By using our Site, you represent and warrant that you are at least 18 years old, have the legal capacity to enter into a binding agreement, and that all information you provide is accurate and truthful.

3. User Responsibilities

When using our Site, you agree to:

  • Provide accurate, current, and complete information when submitting quote requests, contact forms, or any other submissions
  • Not misrepresent your identity, age, health status, or any other information relevant to obtaining insurance quotes
  • Use the Site only for lawful purposes and in accordance with these Terms
  • Not attempt to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site
  • Not use the Site to transmit any viruses, malware, or other harmful code
  • Not use automated tools, bots, scrapers, or similar technology to access the Site without our express written permission
  • Not reproduce, duplicate, copy, sell, resell, or otherwise exploit any portion of the Site for commercial purposes without our written consent

4. Accuracy of Information

We make every effort to provide accurate and current information about insurance plans, carriers, coverage options, and pricing on our Site. However, insurance products are complex and subject to frequent changes. You should be aware of the following:

  • Plan details, premiums, deductibles, copays, networks, and coverage terms displayed on our Site are for informational purposes and may not reflect the most current offerings from carriers
  • Final plan details, pricing, and availability are confirmed during the enrollment process with the insurance carrier or through your assigned agent
  • Quotes provided through our Site are estimates based on the information you provide. Actual premiums may differ based on underwriting, verification of information, and carrier-specific factors
  • Insurance availability varies by state, county, and ZIP code. Not all plans or carriers are available in all areas
  • We do not guarantee coverage approval. All applications are subject to the carrier's underwriting and approval process

We are not responsible for errors or omissions in information provided by third-party carriers, government agencies, or other sources.

5. No Insurance Advice

The information provided on our Site is for general educational and informational purposes only. It does not constitute professional insurance advice, financial advice, tax advice, or legal advice. While our licensed agents can help you understand your options and guide you through the enrollment process, you are ultimately responsible for selecting the coverage that best meets your needs.

We encourage you to carefully review all plan documents, summaries of benefits and coverage (SBC), and policy terms before enrolling in any insurance plan. If you have specific questions about your medical, financial, or legal situation, we recommend consulting with appropriate professionals.

6. Communications and Consent

By submitting a quote request or contact form on our Site, you consent to being contacted by QuickCare and/or our licensed agent partners by phone, email, or text message regarding your insurance inquiry. This may include:

  • Follow-up calls or emails regarding your quote request
  • Information about insurance plans that match your stated needs
  • Reminders about enrollment periods, deadlines, and plan renewals
  • Educational content and newsletters (if you opted in)

You may opt out of marketing communications at any time by clicking the unsubscribe link in any email, replying STOP to any text message, or by contacting us directly. Opting out of marketing communications will not affect transactional communications related to an active quote or enrollment.

7. Intellectual Property

All content on our Site, including but not limited to text, graphics, logos, images, icons, photographs, audio clips, video clips, data compilations, software, and the overall design and layout of the Site, is the property of QuickCare Insurance Solutions or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

The QuickCare name, logo, and all related product and service names, design marks, and slogans are trademarks or service marks of QuickCare Insurance Solutions. You may not use these marks without our prior written permission. All other trademarks referenced on our Site are the property of their respective owners.

8. Third-Party Links and Services

Our Site may contain links to third-party websites, including insurance carrier websites, government resources (such as Healthcare.gov and Medicare.gov), and other external resources. These links are provided for your convenience and informational purposes only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Your interactions with third-party websites are governed by those sites' own terms and privacy policies. We encourage you to review those policies before providing any personal information to third parties.

9. Limitation of Liability

To the fullest extent permitted by applicable law, QuickCare Insurance Solutions and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

  • Loss of profits, revenue, data, or use
  • Costs of procuring substitute services
  • Damages arising from your reliance on information provided on our Site
  • Damages arising from unauthorized access to or alteration of your data
  • Damages arising from the conduct of any third party on our Site

In no event shall our total liability exceed the greater of one hundred dollars ($100) or the amount you have paid to QuickCare, if any, in the twelve months preceding the claim. This limitation applies regardless of the legal theory under which the claim is brought.

10. Disclaimer of Warranties

Our Site and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

11. Indemnification

You agree to indemnify, defend, and hold harmless QuickCare Insurance Solutions, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to your use of the Site, your violation of these Terms, your violation of any applicable law or regulation, or your violation of any rights of a third party.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Texas. You consent to the personal jurisdiction of these courts and waive any objection to venue.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

14. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or policies published on the Site, constitute the entire agreement between you and QuickCare Insurance Solutions regarding your use of the Site and supersede all prior agreements, understandings, and communications, whether written or oral.

16. Contact Us

If you have questions about these Terms of Service, please contact us: